The Effect of Spiritual Intelligence, Personality, Financial Literacy on Family Financial Management in Pandemic Time

Abstract

The COVID-19 pandemic has changed all aspects of life- not only health problems but also a person's behavior patterns, especially in terms of family financial management. The importance of family financial management will be the basis for determining that a family will be able to achieve prosperity and happiness that has been coveted before. How do spiritual intelligence, or spiritual quotients, personality, and financial literacy affect family financial management? This study aims to determine the behavior of a person in managing his family finances. The data used is online respondent data from individuals who live in Indonesia through MSME Communities or other organizations. Data is analyzed using PLS-SEM (Partial Least Square-Structural Equation Modeling). The result obtained is expected to increase knowledge and understanding of family financial management so that they can achieve prosperity and happiness.