Obinna, O. M., Zainol, Z. and Mokhtar, N. (2018) “Contingency Approach towards Adoption of JomPAY in Malaysia”, The International Journal of Business & Management, 6(9). Available at: https://www.internationaljournalcorner.com/index.php/theijbm/article/view/132645 (Accessed: 19 May 2024).