Insurance Telematics
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Abstract
Telematics is one of the upcoming tools to reduce the ever inflating auto insurance premiums and presented itself as an attractive opportunity for Indian Insurance Industry. This paper will help readers understand insurance telematics, its utility and hurdles in implementing telematics. The paper will also discuss the benefits and limitations of the same. While telematics insurance is already in use in some developed countries, we will also discuss its relevance with reference to Indian Insurance market and its future in India.