Jagongo, Ambrose Ouma, and Job Omagwa. “Credit History and Credit Rationing Among Registered Small and Medium Enterprises in Kiambu County, Kenya”. The International Journal of Humanities & Social Studies 8, no. 6 (October 12, 2020). Accessed May 17, 2024. http://www.internationaljournalcorner.com/index.php/theijhss/article/view/153930.