Mwangi, Judy, and Elishiba Kimani. 2015. “Factors Influencing Participation of Men and Women in Informal Finance Groups in Gachagi Informal Settlement in Thika Sub-County, Kenya”. The International Journal of Humanities & Social Studies 3 (1). http://www.internationaljournalcorner.com/index.php/theijhss/article/view/131853.