Impact of Health Insurance on Employees' Performance at Zanzibar Electricity Cooperation in Unguja, Tanzania

Abstract

The study aimed to assess the impact of health insurance on employees' performance at Zanzibar Electricity Cooperation in Unguja. The specific objectives of the study were:

• To examine the effects of health insurance on financial protection on employees' performance, and
• To examine the influence of the Insurance Premium on employees' performance at Zanzibar Electricity Cooperation in Unguja

Quantitative methods were used in this study. The closed-ended questionnaires were also used to capture the information. The study used multiple linear regressions to analyze the collected data. The study found out that the two predictor variables (financial protection and insurance premium) had a significant contribution to the outcome variable (employees’ performance). The study recommended that ZECO and the government of Zanzibar, in particular, should increase the insurance premium by companies offering health insurance in Unguja.  These would raise the financial protection of employees and increase their performance.