Personal Loan Analysis of Nationalized Banks and New Generation Banks - A Comparative Study


E. Joseph Rubert
T. N. Narayanan


The Indian banking systems occupy a dominant position in the development of a country. They have wide impact on technology and any other external and internal factors of a country. This study presents comparison of Personal Loan for the period 2005-2011. This study mainly focus Personal loan divided into three major categories, such as Loan Sanction, Loan Recovery, NPA, etc. This study focus five banks have been taken from Nationalized banks and New Generation banks. Finally this study found that the Personal Loan analysis of Nationalized bank is higher as compared to New Generation banks. This study is to analyze both banks Personal Loan and to provide some information to improve their banking loan business.